Our featured lender of the day!
- Variable Rates: 6.37% APR - 16.70% APR. Fixed Rates: 4.50% APR - 15.49% APR. Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.1
- Applying online is easy - you could receive a credit result in about 10 minutes.2
- Multiple repayment options from in-school payments to deferred.1 No origination fee or prepayment penalty2
- Last year, students were 4x more likely to be approved with a cosigner3 and it may help you get a better rate.
- Borrow up to 100% of school-certified expenses, whether you're online or on campus4
- AFFORDABLE variable rates starting at 6.16% APR with Automatic Debit Discount*
- 1% CASH BACK Graduation Reward*
- NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
- PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
- FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
- COVER UP TO 100% of your tuition and eligible living expenses.
- AFFORDABLE variable rates starting at 6.16% APR with Automatic Debit Discount*
- 1% CASH BACK Graduation Reward*
- NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
- PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
- FORGET FEES – No application, origination or disbursement fees. No prepayment penalty if you choose to pay your loan off early.
- COVER UP TO 100% of your tuition and eligible living expenses.
- Check your eligibility in just 2 minutes
- Flexible repayment options you can choose from
- No fees for origination, disbursement, prepayment, or late payment3
- Skip a payment once per year (once repayment period restarted)4
- Will cover up to 100% of the school's certified cost of attendance
- 9-month grace period (3 months more than most lenders)2
- Apply over the phone with the Client Happiness Team
- Call 866-492-1222, Monday through Friday, 5 A.M. - 5 P.M. PST
- Mention us when you call in to start your application
- Variable Rates: Starting variable rates range from 5.99% APR to 14.83% APR (with autopay)*, and will never exceed 13.95% (sometimes lower in certain states as required by law)
- Fixed Rates: Fixed rates range from 4.44% APR to 14.83% APR (with autopay)*
- Easy online application!
- No origination fees, late fees, and no insufficient fund fees. Period
- Up to four repayment types (including no payments while in school) and multiple repayment terms help you find the loan that fits your budget
- 0.25% discount when you set up autopay*
- MUST BE a US citizen or permanent resident
- MUST attend an Edly-supported school
- Cosigner and Non-Cosigner student loan products available
- Income-based repayment with built-in protections, like hardship forbearance if you lose your job
- MUST BE a US citizen or permanent resident
- MUST attend an Edly-supported school
- Cosigner and Non-Cosigner student loan products available
- Income-based repayment with built-in protections, like hardship forbearance if you lose your job
- Variable Rates: 6.85% APR – 10.68% APR; Fixed Rates: 7.35% APR – 10.68% APR (with auto debit discount)1.
- Multiple repayment options available including deferred, interest-only, and immediate.
- Repayment terms of 5, 10, or 15 years available.
- Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
- 0.25% discount when you make payments via auto debit.
- Ability to borrow for prior loan periods (restrictions apply).
- Variable Rates: 6.85% APR – 10.68% APR; Fixed Rates: 7.35% APR – 10.68% APR (with auto debit discount)1.
- Multiple repayment options available including deferred, interest-only, and immediate.
- Repayment terms of 5, 10, or 15 years available.
- Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
- 0.25% discount when you make payments via auto debit.
- Ability to borrow for prior loan periods (restrictions apply).
- No cosigner required.
- Income based repayment, once you're graduated and employed.
- No payments when you're unemployed or earning below $30,000/year.
- Shorter repayment. Only 5 years of payments.*
- Get a quote in less than a minute. Quick and easy application process. Transparent calculator and comparison tool.
- Must be BA, MA, or PhD student WITHIN 2 YEARS OF GRADUATION, enrolled in a program that meets our outcome-driven eligibility criteria.
* Your Maximum Payment Period is inclusive of any months where Monthly Payments are made as well as any months that are Deferred Months; this will only be extended if you receive Forbearance, which will extend your Maximum Payment Period on a one-for-one basis.
1To be eligible for a Stride Income Share Agreement, students must meet specific criteria.
- Marketplace Advantage: A single application to instantly prequalify across our extensive lender network.
- One and Done: Forget the hassle of multiple applications. Our common loan application delivers you up to 5 prequalified rates from national lenders.
- Affordability Meets Choice: Enjoy competitive fixed APRs starting as low as 4.42%*.
- Students First: Always free to use, and no hidden fees.
- Risk-free Exploration: No Hard Credit Pulls! Prequalify without impacting your credit score.
- No cosigner required.
- Income based repayment, once you're graduated and employed.
- No payments when you're unemployed or earning below $30,000/year.
- Shorter repayment. Only 5 years of payments.*
- Get a quote in less than a minute. Quick and easy application process. Transparent calculator and comparison tool.
- Must be BA, MA, or PhD student WITHIN 2 YEARS OF GRADUATION, enrolled in a program that meets our outcome-driven eligibility criteria.
* Your Maximum Payment Period is inclusive of any months where Monthly Payments are made as well as any months that are Deferred Months; this will only be extended if you receive Forbearance, which will extend your Maximum Payment Period on a one-for-one basis.
1To be eligible for a Stride Income Share Agreement, students must meet specific criteria.
- Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school (i.e. ()) or for a professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.
1To be eligible for a Stride Income Share Agreement, students must meet specific criteria.
1To be eligible for a Stride Income Share Agreement, students must meet specific criteria.